- All
- Residential
- Multifamily
- Commercial
Residential Bridge Loans (Fix & Flip/Hold)
- Loan amount: 75k To 3M
- Property Types: Single Family, 2-4 Units, Manufactured Homes, Condos, Condotel, HUD, Multifamily Up To 20 Units
- Loan Terms: 6,12,18, And 24 Month Terms Available.
- Interest Only Payments
- Rate: Starting At 9%
- Leverage: Up To 90% Loan-To-Cost / 100% Of Rehab / 75% ARV LTV
- Option to receive 1/3 of rehab budget upfront
- NO Credit Score Minimum
Our fix and flip loans enable you to utilize our capital, freeing up your own, and close quickly to seize opportunities in today's market. Experience a seamless financing process from start to finish with our in-house servicing.
Residential DSCR Loans
- Loan Amount: 100k To 5M
- Property Types: Single Family, 2–4 Unit, Manufactured Homes, Condos, Condotels, HUD
- Fixed Rate Options : 30 Or 40 Year Fixed
- Interest Only Options: 5/1 ARM, 7/1 ARM, 10/1 ARM
- Rates Starting In The 6's
- Max Leverage For Purchase: 85% LTV
- Max Leverage For Refinance: 80% LTV
- DSCR Down To 0.75
- Short Term Rentals Are Allowed
We are your top-choice mortgage partner for purchasing or refinancing your investment properties. With our expertise and tailored solutions, we ensure a smooth and successful financing process, making your investment dreams a reality.
Residential Portfolio Loans
- Loans Starting At 500k
- Property Types: Single Family, 2–4 Unit, Manufactured Homes, Condos, Condotels, HUD
- Fixed Rate Options: 10 & 30 Year Fixed Options
- Interest Only Options: 3/5/7/10 ARM
- Rates Starting In The 7's
- Max Leverage: 80% LTV
- Cash Out: Up to 75%
- DSCR: 1.0% +
- Short term rentals are allowed
We're your ultimate mortgage partner to help you acquire or refinance your portfolio! With expertise and personalized solutions, we make your investment dreams a reality through a seamless financing process.
Commercial Bridge Loans
- Loans Up To 10M
- Value-Add / Stabilized Bridge Loan Options
- Up To 85% LTC / 75% LTV
- Rates As Low As 5.50%
- 24-36 Month Interest Only Terms
- Low Or No Cash Flow Is Ok
- Small, Medium, Or Large CapEx Budgets
- Non-Recourse Available
As the leading mortgage partner, we excel in assisting with the purchase and rehab of commercial properties. With our specialized solutions and vast experience, we make your commercial ventures a resounding success.
Commercial Loans
- Loans up to 10M
- Property Types: Multi-family, Office, Retail, Industrial, Hotel, Self-Storage & More
- 5-100 Units
- All Market Sizes
- Amortized & Interest Only Options
- Low Seasoning Requirements
- As Low As 80% Occupancy
- Out Of State Owners & Foreign Nationals
- Non-Recourse Available
Our expertise in commercial loans is unmatched, covering a wide range of properties such as offices, hotels, and more. We excel in providing tailored financing solutions, making it easy for you to secure funding for your commercial ventures. Let us help you achieve your business goals and grow your investments.
Bank Statement Loans
- Loans up to 4M
- Property Types: Single Family, 2–4 Unit, Manufactured Homes, Condos, Condotels, HUD
- Up To 90% LTV (Purchase)
- Up To 80% LTV (Refinance)
- Self-Employed & 1099 Borrowers
- Minimum 600 FICO
- No reserves required < 75% LTV
- No 4506T / No K1's / No P&L's
Ideal for self-employed borrowers without conventional loan requirements like W-2s or check stubs, this program welcomes bank statements for income verification. With flexible loan decisions based on cash flow and expenses, explore our various loan options for self-employed individuals.
Contact
Reach out to us today and let's start a conversation. Our team is eager to assist you with any inquiries, provide personalized solutions, and ensure a seamless experience. Contact us now for all your needs.
Location:
500 Redland Ct Suite 300, Owings Mills, MD 21117
Email:
commercial@caliverbeach.com
Call:
(443) 738-1230